(1)    Introduction

Your use of this website is covered by this disclaimer and by using the website you are accepting the terms of this disclaimer. You must not use this website if you
disagree with any of the clauses in this disclaimer and should leave this website immediately.

(2)    Intellectual property rights

Unless specified, we or our licensors own the intellectual property rights in the website and material on this website. Use of this website otherwise than in accordance
with this disclaimer will infringe our intellectual property, and we may take legal action to prevent further infringement.

(3)    Licence to use website

You may, for your own personal use, and subject to the restrictions below, view, download and print pages and other material from the website.

You must not:

(a)    republish content from this website (including republication on another website);

(b)    sell, rent or otherwise sub-license material from the website;

(c)    make any material from the website public;

(d)    replicate, duplicate, copy or otherwise exploit material on our website for a commercial  purpose unless our prior permission has been provided;

(e)   edit or otherwise modify any material on the website; or

(f)    redistribute material from this website [except for content specifically and expressly made available for redistribution [(such as our newsletter)].

(4)    Limitations of warranties and liability

Although we strive to present accurate information on this website, we do not warrant its completeness. We do not commit to ensuring the availability of the website or
that we will keep the content up to date.

To the greatest extent permitted by applicable law we exclude all representations, warranties and conditions relating to this website and the use of this website (including, but not limited to, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

Nothing held in this disclaimer (or elsewhere on our website) excludes or limits our liability for fraud, death or personal injury caused by our negligence, or for any liability
which is not excluded or limited under applicable law.

Subject to this, our liability to you is limited in connection with the use of our website or under or associated with this disclaimer, whether in contract, tort (including
negligence) or otherwise:

(a)    we will not be liable for any loss or damage of any nature;

(b)    we will not be liable for any consequential or indirect loss or damage;

(c)    we will not accept liability for loss of profit, income, revenue, anticipated savings, contracts, business, goodwill, reputation, data, or information.

(5)    Variation

From time to time we may revise the terms of this disclaimer. The revised terms will apply to the use of the website from the date the disclaimer is published on the website. Check the page regularly and familiarise yourself with the most recent version.

(6)    Entire agreement

This disclaimer [together with our privacy policy] forms the entire agreement between yourself and us in connection with your use of the website. It surpasses all previous agreements in relation to your use of the website.

(7)    Law and jurisdiction

This disclaimer is regulated by and construed in accordance with English law and any challenges to this disclaimer will be subject to the [non] exclusive jurisdiction of
the courts of England and Wales.